The maximum amount payable

Benefits

Sum insured

(For persons under 75 years of age)

Sum insured

(For persons aged 75-89 years)

Section J.1.*

Cancellation, Overseas Medical and Additional Expenses

Unlimited

Cancellation cover only for a maximum of $5,000 per person.

There is no cover under this section for:

• Medical expenses.

• Medical related expenses (including but not limited to medical repatriation/evacuation or accompanying person expenses); and/ or extra travel expenses arising from your injury or illness.

Travel agent's cancellation fees

$500 per journey

$500 per journey

Bed Care Patient Benefit ($50 per continuous 24 hour period)

$5,000 per person

Not covered

Burial Expenses/ Return of Mortal Remains

Reasonable costs

Not covered

Travel delay ($250 per person, $500 for families per continuous 12 hour period)

$750 per person

$1,000 per family

$750 per person

$1,000 per family

Section J.2.*

Luggage, Personal Effects and Travel Documents

$10,000 per person

$20,000 per family

$10,000 per person

$20,000 per family

Limit any one item

$2,000

$2,000

Increased Limit any one item – Laptops only

$6,000

$6,000

Emergency replacement of luggage

$300 per person

$600 per family

$300 per person

$600 per family

Section J.3.*

Personal Liability

$2,500,000 per person

$2,500,000 per person

Section J.4.*

Overseas Rental vehicle Collision Damage and Theft Excess Cover

$5,000 per journey

$5,000 per journey

Section J.5.

Accidental Death

$100,000 for the BNZ Advantage Visa Platinum Cardholder

$50,000 for the BNZ Advantage Visa Platinum Cardholder's accompanying spouse

$100,000 for the BNZ Advantage Visa Platinum Cardholder

$50,000 for the BNZ Advantage Visa Platinum Cardholder's accompanying spouse

Section J.6.

Accidental Death and Disablement (Common Carrier) Insurance

$1,000,000 for the BNZ Advantage Visa Platinum Cardholder and/or accompanying spouse

$100,000 for the BNZ Advantage Visa Platinum Cardholder and/or accompanying spouse

Section J.7.

Loss of Income

Up to $1,000 per week for BNZ Advantage Visa Platinum Cardholder's and accompanying spouse who are income earners

Not covered

Section J.8.

Hijack and Detention ($100 per continuous 24 hour period)

$6,000 per person

$6,000 per person

Section J.9.

Missed Connection

$2,000

$2,000

Section J.10.

Kidnap and Ransom

$250,000

$250,000

Section J.11.

Epidemic and Pandemic Cancellation, overseas medical and additional expenses

Up to $100,000 for Cancellation (J.1.1.) and up to $350,000 for Overseas medical and associated expenses (J.1.2.)

Not Covered

The maximum amount payable

Sum insured

(For persons under 75 years of age)

Sum insured

(For persons aged 75-89 years)#

Section J.1.*

Cancellation, Overseas Medical and Additional Expenses

Unlimited

Cancellation cover only for a maximum of $5,000 per person.

There is no cover under this section for:

•   medical expenses;

•   medical related expenses (including but not limited to medical repatriation/evacuation or accompanying person expenses);

and/or

•   extra travel expenses arising from your injury or illness.

Travel agent’s cancellation fees

$500 per journey

$500 per journey

Bed care Patient Benefit ($50 per continuous 24 hour period)

$5,000 per person

Not covered

Burial Expenses/Return of Mortal remains

Reasonable costs

Not covered

Travel delay ($250 per person, $500 per family per continuous 12 hour period)

$750 per person

$1,000 per family

$750 per person

$1,000 per family

Section J.2.*

Luggage, Personal Effects and Travel Documents

$10,000 per person

$20,000 per family

$10,000 per person

$20,000 per family

Limit any one item

$2,000

$2,000

Increased Limit any one item – Laptops Only

$6,000

$6,000

Emergency replacement of luggage

$300 per person

$600 per family

$300 per person

$600 per family

Section J.3.*

Personal Liability

$2,500,000 per person

$2,500,000 per person

Section J.4.*

Overseas Rental Vehicle Collision Damage and Theft Excess Cover

$5,000 per journey

$5,000 per journey

Section J.5.

Accidental Death

$100,000 for the BNZ Advantage Business Cardholder

$50,000 for the BNZ Advantage Business Cardholder’s accompanying spouse

$100,000 for the BNZ Advantage Business Cardholder

$50,000 for the BNZ Advantage Business Cardholder’s accompanying spouse

Section J.6.

Loss of Income

Up to $1,000 per week for BNZ Advantage Business Cardholder and accompanying spouse who are income earners

Not covered

Section J.7.

Hijack and Detention

($100 per continuous 24 hour period)

$6,000 per person

$6,000 per person

Section J.8.

Missed Connection

$2,000 per person

$2,000 per person

Section J.9.

Kidnap and Ransom

$250,000 per person

$250,000 per person

Section J.10.

Epidemic and Pandemic Cancellation, overseas medical and additional expenses

Up to $100,000 for Cancellation (J.1.1.) and up to $350,000 for Overseas medical and associated expenses (J.1.2.)

Not Covered