Trip duration limits and extensions

Trip duration limits

The maximum duration of cover for Advantage Visa Platinum cardholders is 90 days (round trip), or for Advantage Business cardholders 35 days (round trip).

You must hold a return travel ticket for your trip before you depart New Zealand that shows a return date within the standard trip limit for your card type.

If you are traveling for longer than this, you have no automatic cover under the policy for any part of your trip.

Cover for longer trips

If your trip is longer than the maximum trip duration applicable to your card type, then provided your trip is no longer than 180 days, you can purchase cover for your trip. You will be entitled to all the normal policy benefits available for trips of a shorter duration.

Complete an eligibility questionnaire and we will provide a quote to cover your entire trip.

For cardholders over the age of 75 years, the premium required to purchase cover for longer trips is built into the Mature Age Traveller premium and you will not see a separate premium for this cover.

This cover can only be purchased prior to your departure from New Zealand.

AIG

BNZ Advantage Visa Platinum Credit Card Travel Insurance and BNZ Advantage Visa Business Credit Card Travel Insurance (‘Insurance’) is subject to the terms, conditions, exclusions (for example business travel, age limitations etc.) and eligibility criteria contained in the policy document. You should read the policy document to make sure that the Insurance meets your needs. The Insurance is provided to Platinum Advantage and Business Advantage cardholders by AIG Insurance New Zealand Limited (‘AIG’) under an agreement with BNZ. BNZ does not underwrite the Insurance, is not an agent of AIG, and does not guarantee the obligations of AIG. Premiums are payable for policy extensions such as pre-existing cover, duration extension and specified items.

This portal is owned and managed by AIG for the purposes only of delivering AIG insurance services. BNZ does not have access to this portal, does not collect any personal information via this portal and has no liability in relation to this portal. For more information about AIG’s privacy practices, please check AIG’s privacy statement at www.aig.co.nz/privacy-policy.

The AIG Logo is a registered trademark. Insurance products and services are provided by AIG Insurance New Zealand Limited. Terms, conditions and exclusions apply. You should read the Policy Wording and Schedule of Benefits considering your personal circumstances, prior to making any decision to acquire the product.